Annual Multi-trip
If you’re planning on taking several trips a year, our Annual Multi-trip policy might be a more cost (and time) effective choice than shopping around for travel insurance every time you travel. Once purchased, you’re covered for an unlimited number of return journeys overseas, over a period of 12 months commencing on your start date of insurance. You can choose to have journeys covered up to a maximum of 30, 60 or 90 days in length.
So if you’re planning to go on several trips this year, you could buy just one policy to get cover for a year’s worth of adventure.
All limits shown below apply to each journey
Includes cover for cancellation fees and prepaid travel costs if your trip is cancelled or changed due to an illness, injury or natural disaster. Plus, cover for additional costs to help you attend a special event including a wedding or sporting event.
Options to increase up to Unlimited
Options to increase up to Unlimited
Options to increase up to Unlimited
Includes cover for transport, accommodation, meals, activities and tour costs if you cannot reach your next destination on time, or if you need to cut your trip short and return to Australia.
Cover for lost, stolen or damaged items and help to purchase essential clothing and toiletries, if your bags are delayed, misdirected or misplaced for 12 hours or more.
Includes cover to replace lost, stolen or damaged bank cards, travel documents and passports, and to replace lost or stolen cash
Includes financial support for you or your loved ones if you’re injured whilst on your journey
Cover towards legal liability for damages, compensation and legal expenses.
For each paying person
No excess applies
Payment towards any excess you must pay if the rental vehicle you hired is stolen or damaged.
For each paying person
No excess applies
Up to $100 a day, for each paying person
Up to $100 a day, for each paying person
This table is a summary of the International Comprehensive Annual Multi-trip policy benefits and shows the maximum cover for each paying person (unless cover otherwise stated).
Dependent children don’t have their own sub-limits but share the sub-limit with adults on the policy who they are dependent on. The excess you select applies per unexpected event (unless otherwise stated).
Tips for frequent travellers
Whether it’s a certain spot in the airport where you can unwind between flights, or a theft-proof backpack, simple things can remove the stress of travelling. Here are three simple tips for frequent travellers:
1. Focus on your health
With long haul flights, jet lag, changes in climate and high stress levels, it’s no surprise that travelling can take a toll on your health.
Always focus on your health while travelling, which may mean skipping the airport bar and getting an early night the day before you fly. Stay hydrated and bring healthy snacks on board the plane. But remember, buy these when on the other side of the customs check, otherwise they’ll be confiscated.
2. Beat the queues
Most travellers will automatically flock to the shortest line at customs or immigration. However, you may be better off looking at the speed of the employee rather than the length of the line.
Be smart about picking the time and date of your travel. A quick online search will help you find out when the peak travel times are for the airports you’ll be passing through, so you know what days and times of the week to avoid.
3. Check the departure zone for taxis
If you get to the arrivals gate and find a taxi queue 500 people long, it might be worth heading to departures instead (if it’s close by). The departures area will be rich in empty taxis, whose passengers have just left to enter the airport.
What you need to know
This page includes some information about our products but, as with all insurance policies, terms and conditions apply. For our terms and conditions (including information about exclusions, excesses and sub limits) we recommend you read the relevant Financial Services Guide (FSG), Product Disclosure Statement (PDS) and Target Market Determination (TMD) to ensure our travel insurance products are right for you.
You can find the relevant documents here: International Comprehensive, Annual Multi-trip, International Medical Only, Working Overseas, Domestic.